ZIP 62856 Property Distress & Foreclosure Data

ZIP code 62856 in Franklin County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (56/100), structural risk (38/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 38/100, with 1/100 of stress already active.

The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 0% of renters are cost-burdened. About 327 people live here, median age 45. Households earn a median $59,500 — below the roughly $78,000 national figure. About 4% have a four-year degree. Roughly 9.5% live below the poverty line. The ZIP holds roughly 165 housing units. The tenure split is 93% owner-occupied to 7% rented. On demographic stress specifically, 62856 scores 17/100. The vacancy rate is 13.9% — elevated. A median home runs $54,500 here, or 0.9 times local income.

Net-net, 62856 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.