ZIP 62856 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62856 (Franklin County, Illinois) at a low 17/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Latent structural risk is 37/100 while live distress already moving reads 1/100.

The expansion-phase market in 62856 posted values that rose 5.3% over the year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 0% of tenant households. Population is roughly 327 with a median age of 45. At $59,500, median income runs below typical U.S. levels. Educational attainment sits at 4% bachelor's-or-above. The poverty rate is 9.5%. There are about 165 housing units across 62856. Owners hold 93% of homes, renters 7%. On demographic stress specifically, 62856 scores 17/100. Vacancy runs 13.9%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $54,500 (0.9× income, relatively affordable).

On the whole, 62856 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 62856 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 62856's 17/100 can be lined up against any neighbor in Franklin County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 62856 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62856 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 62856 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.