ZIP 62822 Foreclosure, Tax-Lien & Distress Report

In Franklin County, Illinois, ZIP 62822 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 37/100 against active distress of 1/100. Its standout signals are construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Environmental exposure also runs high (climate & FEMA risk (78/100)).

The expansion-phase market in 62822 posted values that rose 5.3% over the year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

72% of housing is owner-occupied. There are about 1,509 housing units across 62822. A median home runs $67,600 here, or 1.6 times local income. Median household income is $43,155, below the U.S. median near $78,000. Population is roughly 2,437 with a median age of 51. The vacancy rate is 15.0% — elevated. About 16% have a four-year degree. Rent burden reaches 28% of tenant households. On demographic stress specifically, 62822 scores 26/100. 22.5% of residents fall below the poverty threshold.

On the whole, 62822 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 62822 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 62822's 17/100 can be lined up against any neighbor in Franklin County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62822, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

62822's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 62822 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.