ZIP 62825 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62825 (Franklin County, Illinois) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). Structurally it carries 37/100, against 1/100 of stress already in motion.

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 0% of tenant households. Roughly 11.6% live below the poverty line. At $44,531, median income runs below typical U.S. levels. The vacancy rate is 10.0%. There are about 132 housing units across 62825. Educational attainment sits at 3% bachelor's-or-above. Population is roughly 250 with a median age of 46. 88% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 19/100. Home values center near $68,600, an affordability ratio of 1.6× — accessible.

On balance 62825 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 62825 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62825 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62825 can be compared directly against any other ZIP in Franklin County, Illinois or nationwide. The score is rebuilt from public data as it updates, so 62825 reflects the current record instead of a stale or modeled snapshot.

62825's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 62825 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.