ZIP 62874 Foreclosure, Tax-Lien & Distress Report

ZIP code 62874 in Franklin County, Illinois carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (78/100)). Latent structural risk is 37/100 while live distress already moving reads 1/100. Leading the profile are construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $40,461 — below the roughly $78,000 national figure. The poverty rate is 23.3% — high, a tax-stress and distress correlate. Owners hold 78% of homes, renters 22%. A median home runs $54,000 here, or 1.3 times local income. Educational attainment sits at 4% bachelor's-or-above. The demographic-stress sub-score lands at 32/100. Rent burden reaches 67% of tenant households. Vacancy runs 13.4%, above the national norm and a classic distress-and-opportunity signal. There are about 216 housing units across 62874. About 407 people live here, median age 43.

On the whole, 62874 leans distressed, with opportunity clustered in specific stressed parcels. 62874 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 62874 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62874 can be compared directly against any other ZIP in Franklin County, Illinois or nationwide. Where the public record is thin for 62874, the field stays empty rather than modeled, and fills in as new documents post.

62874's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 62874 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.