ZIP 62874 Property Distress & Foreclosure Data

ZIP code 62874 in Franklin County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). On the structural side it scores 38/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (56/100), structural risk (38/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 7.4% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $40,461 — below the roughly $78,000 national figure. Roughly 23.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 78% owner-occupied to 22% rented. A median home runs $54,000 here, or 1.3 times local income. About 4% have a four-year degree. On demographic stress specifically, 62874 scores 32/100. Around 67% of renters are cost-burdened. The vacancy rate is 13.4% — elevated. The ZIP holds roughly 216 housing units. About 407 people live here, median age 43.

Net-net, 62874 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.