ZIP 62890 Foreclosure, Tax-Lien & Distress Report

ZIP code 62890 in Franklin County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. Leading the profile are construction/permit lag (35/100), structural risk (33/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (72/100). The latent-versus-live split is 33/100 structural and 1/100 already moving.

The market reads expansion — home values rose 5.4% year on year, and 11% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. 79% of housing is owner-occupied. The poverty rate is 15.2%. Educational attainment sits at 16% bachelor's-or-above. The demographic-stress sub-score lands at 27/100. The typical home is worth about $108,100 (2.0× income, relatively affordable). Households earn a median $49,750 — below the roughly $78,000 national figure. About 2,379 people live here, median age 39. Rent burden reaches 40% of tenant households. The ZIP holds roughly 1,100 housing units.

On the whole, 62890 leans distressed, with opportunity clustered in specific stressed parcels. 62890 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 62890 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62890 can be compared directly against any other ZIP in Franklin County, Illinois or nationwide. Sparse data for 62890 shows as blanks, never estimates, and the score updates on every fresh public filing.

62890's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 62890 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.