ZIP 62890 Property Distress & Foreclosure Data

Composite property distress in 62890 (Franklin County, Illinois) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (34/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100). Environmental exposure also runs high (climate & FEMA risk (72/100)). The latent-versus-live split is 34/100 structural and 1/100 already moving.

The expansion-phase market in 62890 posted values that rose 7.2% over the year, and 11% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 12.7% — elevated. 79% of housing is owner-occupied. The poverty rate is 15.2%. Around 16% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 27/100. The typical home is worth about $108,100 (2.0× income, relatively affordable). At $49,750, median income runs below typical U.S. levels. Population is roughly 2,379 with a median age of 39. Around 40% of renters are cost-burdened. The ZIP holds roughly 1,100 housing units.

On the whole, 62890 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.