ZIP 62896 Property Distress & Foreclosure Data

Franklin County, Illinois's ZIP 62896 registers 17/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (36/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 36/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (78/100)).

The expansion-phase market in 62896 posted values that rose 7.3% over the year, and 30% higher over three years (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 21.5% — high, a tax-stress and distress correlate. The ZIP holds roughly 5,161 housing units. At $55,528, median income runs below typical U.S. levels. 72% of housing is owner-occupied. The typical home is worth about $88,900 (1.6× income, relatively affordable). Population is roughly 10,691 with a median age of 42. Around 29% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 12.7% — elevated.

On the whole, 62896 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.