ZIP 62917 Foreclosure, Tax-Lien & Distress Report

Saline County, Illinois's ZIP 62917 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (70/100), flood (NFIP) exposure (61/100). The latent-versus-live split is 42/100 structural and 2/100 already moving. The sharpest non-environmental signals are structural risk (42/100), construction/permit lag (38/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.4% over the trailing year, and 18% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 81% owner-occupied to 19% rented. Roughly 19.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,227 housing units. Around 46% of renters are cost-burdened. At $50,523, median income runs below typical U.S. levels. The vacancy rate is 16.9% — elevated. About 11% have a four-year degree. On demographic stress specifically, 62917 scores 28/100. The typical home is worth about $73,400 (1.5× income, relatively affordable). About 2,474 people live here, median age 47.

On the whole, 62917 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 62917 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62917 can be compared directly against any other ZIP in Saline County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 62917 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62917 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 62917 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.