ZIP 62946 Property Distress & Foreclosure Data

ZIP code 62946 in Saline County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), climate & FEMA risk (63/100). The latent-versus-live split is 33/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (33/100), institutional ownership (16/100), mortgage stress (8/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low.

The market reads expansion — home values rose 7.4% year on year, and 10% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $97,300 here, or 1.8 times local income. On demographic stress specifically, 62946 scores 28/100. Around 42% of renters are cost-burdened. About 11,465 people live here, median age 42. The ZIP holds roughly 5,489 housing units. About 23% have a four-year degree. Roughly 20.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $55,551 — below the roughly $78,000 national figure. The vacancy rate is 12.5% — elevated.

Net-net, 62946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.