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ZIP 62965 Foreclosure, Tax-Lien & Distress Report

Saline County, Illinois · High Vacancy market

In Saline County, Illinois, ZIP 62965 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 34/100 structural and 0/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (73/100), climate & FEMA risk (66/100)). Property-level stress concentrates in structural risk (34/100), institutional ownership (17/100). structural risk (34/100) and institutional ownership (17/100) stay muted.

The market reads expansion — home values rose 5.3% year on year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Around 100% of renters are cost-burdened. The vacancy rate is 12.1% — elevated. The demographic-stress sub-score lands at 53/100. 54.2% of residents fall below the poverty threshold. Owners hold 79% of homes, renters 21%. 54 residents call 62965 home, typically aged 59. The ZIP holds roughly 39 housing units. Educational attainment sits at 20% bachelor's-or-above. At $11,726, median income runs below typical U.S. levels.

Taken together, 62965 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 62965 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62965 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62965 can be compared directly against any other ZIP in Saline County, Illinois or nationwide. Where the public record is thin for 62965, the field stays empty rather than modeled, and fills in as new documents post.

The 15/100 for 62965 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62965 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

15/100
Composite stress
34/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 62965

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk66
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

The 62965 distress snapshot

The live 62965 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Saline County ZIP reports

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Every distressed parcel in 62965 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Built from public records, scored the same way everywhere · methodology

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