Franklin County, IL: Foreclosures, Tax Liens & Distressed Properties

Franklin County, IL, Illinois: 19 ZIP codes scored, Franklin County, IL averaging 17/100 (low, Franklin, IL), from 11 to 28. Franklin County, IL is in its expansion phase (Franklin, IL confidence 34/100): Franklin, IL home prices up 5.3% (Franklin, IL) over twelve months. Franklin County, IL lender headwind: 52/100.

Highest-scoring Franklin County, IL ZIPs: 62932 (28/100), 62812 (17/100), 62819 (17/100), 62822 (17/100), 62825 (17/100), 62836 (17/100). Also scored in Franklin County, IL: 62856, 62865, 62874, 62884, 62891, 62897, 62983, 62999, 62896, 62860.

Across Franklin County, IL's scored ZIPs: median home value $91,768, household income $54,533, 11.7% vacancy, 17.2% poverty, 80% owner-occupied, median age 43.6.

Franklin County, IL insurance distress 0/100 (#2,625 in the US); FEMA hazard 0/100 for Franklin, IL; Franklin, IL construction distress 49/100.

9 banks with 17 branches lend in Franklin County, IL; Franklin, IL weighted bank stress 63/100, highest 83/100 in Franklin, IL.

Franklin County, IL unemployment 4.4% (Franklin, IL -1.4 pts, six months); 17 new housing units permitted in Franklin County, IL over twelve months, Franklin, IL up 0% from 17; Franklin, IL home prices +9.3% a year (Franklin, IL) over three years.

18,462 housing units in Franklin County, IL; 4,070 Franklin, IL renter households; 40% of Franklin, IL renters spend 30%+ of income on rent, 20% (Franklin, IL) half or more.

Franklin County, IL ranks #970 nationally on the opportunity index (Franklin, IL, among all ranked counties); Franklin, IL scores 31.3/100 and Franklin, IL sits #18 inside Illinois. Franklin, IL is in the watchlist opportunity phase; Franklin, IL's primary driver is vacancy, Franklin, IL second driver bank institutional; Franklin, IL moved up 653 places. 63 days on market observed in Franklin, IL; 12.6% vacancy over 19 Franklin, IL ZIPs.

No CFPB county sample covers Franklin County, IL. The non-metro area reading for Franklin, IL: 1.4% ninety-plus days late; Franklin, IL's thirty-to-eighty-nine share is 2.8% (Franklin, IL, December 2025 data); Illinois overall 1.1%.

Franklin County, IL has 7 watched banks; 7 Franklin, IL banks sit in an elevated band. Franklin, IL footprints: State Bank Of Whittington (5 branches, stress 64) in Franklin, IL; Southern Illinois Bank (3 branches, stress 47) in Franklin, IL; Banterra Bank (2 branches, stress 83) in Franklin, IL.

2,325 of the 18,462 housing units in Franklin, IL sit vacant. Franklin County, IL permitted 0 multifamily units in twelve months; Franklin, IL's one-to-four unit structures added 17 units in Franklin County, IL.