ZIP 62812 Property Distress & Foreclosure Data

DLRadar grades ZIP 62812 (Franklin County, Illinois) at a low 18/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (78/100)). On the structural side it scores 38/100, with 1/100 of stress already active. Property-level stress concentrates in construction/permit lag (56/100), structural risk (38/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 62812 posted values that rose 7.4% over the year, and 13% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $54,820, median income runs below typical U.S. levels. The vacancy rate is 14.1% — elevated. The poverty rate is 14.7%. Around 44% of renters are cost-burdened. The ZIP holds roughly 5,704 housing units. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. The typical home is worth about $101,100 (1.8× income, relatively affordable). 72% of housing is owner-occupied. Population is roughly 11,441 with a median age of 42.

On the whole, 62812 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.