ZIP 62897 Foreclosure, Tax-Lien & Distress Report

In Franklin County, Illinois, ZIP 62897 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 37/100 while live distress already moving reads 1/100. Environmental exposure also runs high (climate & FEMA risk (78/100)). Its standout signals are construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 62897 posted values that rose 5.3% over the year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 573 people live here, median age 27. A median home runs $89,300 here, or 1.7 times local income. At $49,444, median income runs below typical U.S. levels. About 5% have a four-year degree. Owners hold 77% of homes, renters 23%. The ZIP holds roughly 211 housing units. Vacancy runs 10.9%. Roughly 29.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The demographic-stress sub-score lands at 34/100. Rent burden reaches 62% of tenant households.

Taken together, 62897 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 62897 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 62897's 17/100 can be lined up against any neighbor in Franklin County, Illinois or any ZIP coast to coast. Sparse data for 62897 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 17/100 figure for 62897 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 62897 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.