ZIP 62897 Property Distress & Foreclosure Data

ZIP code 62897 in Franklin County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 38/100 against active distress of 1/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100). What sets it apart are the readings on construction/permit lag (56/100), structural risk (38/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

573 residents call 62897 home, typically aged 27. Home values center near $89,300, an affordability ratio of 1.7× — accessible. Median household income is $49,444, below the U.S. median near $78,000. Educational attainment sits at 5% bachelor's-or-above. Owners hold 77% of homes, renters 23%. There are about 211 housing units across 62897. Vacancy runs 10.9%. 29.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 34/100. Rent burden reaches 62% of tenant households.

Taken together, 62897 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.