ZIP 62891 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 62891 (Franklin County, Illinois) returns a low composite of 17/100. The split runs 37/100 structural to 1/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (78/100). The pressure is most legible in construction/permit lag (50/100), structural risk (37/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

The expansion-phase market in 62891 posted values that rose 5.3% over the year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 587 people live here, median age 55. Home values center near $78,500, an affordability ratio of 1.7× — accessible. There are about 291 housing units across 62891. Households earn a median $41,326 — below the roughly $78,000 national figure. 88% of housing is owner-occupied. The vacancy rate is 6.0%. Educational attainment sits at 8% bachelor's-or-above. Around 83% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 33/100. Roughly 20.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

On the whole, 62891 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 62891 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 62891 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 62891 stays directly comparable to neighboring ZIPs and the rest of Franklin County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62891 shows blanks, not estimates, wherever the record is sparse.

Each component behind 62891 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. For a buyer, 62891 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.