ZIP 62816 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 62816 (Jefferson County, Illinois) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The split runs 49/100 structural to 1/100 active on the ground. Property-level stress concentrates in construction/permit lag (100/100), structural risk (49/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 28/100. Rent burden reaches 55% of tenant households. About 11% have a four-year degree. Home values center near $86,600, an affordability ratio of 1.6× — accessible. 85% of housing is owner-occupied. About 1,156 people live here, median age 50. Roughly 15.1% live below the poverty line. The vacancy rate is 10.7%. Median household income is $55,337, below the U.S. median near $78,000. The ZIP holds roughly 611 housing units.

On balance 62816 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62816 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 62816 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 62816 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Illinois. 62816 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

62816's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 62816 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.