ZIP 62859 Foreclosure, Tax-Lien & Distress Report

ZIP code 62859 in Hamilton County, Illinois carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (50/100), structural risk (24/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted. The split runs 24/100 structural to 1/100 active on the ground.

The expansion-phase market in 62859 posted values that rose 5.3% over the year, and 14% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $93,900 here, or 1.7 times local income. There are about 2,496 housing units across 62859. The tenure split is 76% owner-occupied to 25% rented. About 21% have a four-year degree. About 5,199 people live here, median age 42. Roughly 11.8% live below the poverty line. The vacancy rate is 11.9% — elevated. The demographic-stress sub-score lands at 22/100. Rent burden reaches 18% of tenant households. At $53,373, median income runs below typical U.S. levels.

Net-net, 62859 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 62859 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 62859 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62859 shows as blanks, never estimates, and the score updates on every fresh public filing.

62859's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 62859 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.