ZIP 62828 Foreclosure, Tax-Lien & Distress Report

ZIP 62828's composite property-distress score is 16/100 - DLRadar classes that as low for Hamilton County, Illinois. Property-level stress concentrates in construction/permit lag (100/100), structural risk (37/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (4/100) register low. The latent-versus-live split is 37/100 structural and 1/100 already moving.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 9.6%. DLRadar's demographic-stress index for the area reads 21/100. The tenure split is 81% owner-occupied to 19% rented. There are about 737 housing units across 62828. About 1,642 people live here, median age 39. About 10% have a four-year degree. A median home runs $113,000 here, or 1.7 times local income. 8.3% of residents fall below the poverty threshold. Around 12% of renters are cost-burdened. Households earn a median $64,811 — below the roughly $78,000 national figure.

Net-net, 62828 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 62828 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 62828's 16/100 can be lined up against any neighbor in Hamilton County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 62828 reflects the current record instead of a stale or modeled snapshot.

Each component behind 62828 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. The point of the 62828 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.