ZIP 62895 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62895 (Wayne County, Illinois) at a low 17/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (38/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 38/100, against 1/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Home values center near $117,800, an affordability ratio of 2.2× — accessible. Around 13% of renters are cost-burdened. The ZIP holds roughly 945 housing units. The vacancy rate is 4.8%. The tenure split is 81% owner-occupied to 19% rented. The poverty rate is 10.0%. About 16% have a four-year degree. DLRadar's demographic-stress index for the area reads 22/100. 2,090 residents call 62895 home, typically aged 48. Median household income is $53,295, below the U.S. median near $78,000.

Overall, 62895 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 62895 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 62895 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62895 can be compared directly against any other ZIP in Wayne County, Illinois or nationwide. Where the record is thin for 62895, the field stays empty rather than modeled, and fills in as new documents post.

62895's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 62895 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.