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ZIP 62851 Foreclosure, Tax-Lien & Distress Report

Wayne County, Illinois · High Vacancy market

ZIP 62851's composite property-distress score is 17/100 - DLRadar classes that as low for Wayne County, Illinois. Property-level stress concentrates in construction/permit lag (100/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural risk reads 40/100 against active distress of 1/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 11.4%. On demographic stress specifically, 62851 scores 23/100. Median household income is $90,833, above the U.S. median near $78,000. The ZIP holds roughly 189 housing units. 100% of housing is owner-occupied. Population is roughly 273 with a median age of 43. Vacancy runs 38.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $94,500 here, or 1.1 times local income. Around 9% of adults hold a bachelor's degree or higher.

Net-net, 62851 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 62851 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 62851 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62851 can be compared directly against any other ZIP in Wayne County, Illinois or nationwide. Sparse data for 62851 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 62851 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Treat 62851 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

17/100
Composite stress
40/100
Structural risk
1/100
Distress activity

What is driving ZIP 62851’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk47
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

62851 at a glance

The live 62851 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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