ZIP 62849 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62849 (Marion County, Illinois) at a low 18/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (75/100), flood (NFIP) exposure (62/100). Structural exposure scores 41 and live distress 2 on the 0–100 scale. Leading the profile are structural risk (41/100), construction/permit lag (25/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The market reads expansion — home values rose 5.7% year on year (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $60,909, below the U.S. median near $78,000. The poverty rate is 13.9%. About 15% have a four-year degree. On demographic stress specifically, 62849 scores 20/100. The tenure split is 90% owner-occupied to 10% rented. 1,904 residents call 62849 home, typically aged 39. Rent burden reaches 13% of tenant households. The ZIP holds roughly 784 housing units. The vacancy rate is 8.1%. Home values center near $87,800, an affordability ratio of 1.5× — accessible.

Overall, 62849 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 62849 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 62849 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62849, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 18/100 for 62849 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 62849 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.