Wayne County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Wayne County, IL distress report, 2026: 20 ZIPs scored in Wayne, IL, Wayne, IL average 16/100; the top Wayne, IL ZIP is 62810 at 21/100; Wayne, IL market phase expansion, Wayne, IL prices +5.3% year over year.
- Wayne, IL ranks #1,429 nationally (opportunity index); Wayne, IL #25 in Illinois; Wayne, IL index 29.7.
- Wayne, IL: no CFPB county sample; Wayne, IL non-metro area reading 1.4%.
- Wayne, IL ZIP phases: 20 expansion.
- Wayne, IL residential listings tracked: 7 across 12 ZIPs; Wayne, IL candidate listings 3.
- Wayne, IL lenders on watch: 5; largest Wayne, IL footprint Fairfield National Bank (2 branches).
- Wayne, IL most distressed ZIP: 62810 at 21/100.
Wayne, IL figures: DLRadar distress index; Wayne, IL inputs: CFPB, FHFA, HUD, FDIC; Wayne, IL rebuilt as sources refresh.
| Rank | Wayne, IL ZIP | Score |
|---|---|---|
| 1 | 62810 | 21/100 |
| 2 | 62814 | 21/100 |
| 3 | 62820 | 21/100 |
| 4 | 62446 | 17/100 |
| 5 | 62809 | 17/100 |
| 6 | 62823 | 17/100 |
| 7 | 62837 | 17/100 |
| 8 | 62842 | 17/100 |
| 9 | 62843 | 17/100 |
| 10 | 62850 | 17/100 |
| 11 | 62851 | 17/100 |
| 12 | 62878 | 17/100 |
Most distressed Wayne, IL ZIPs (0-100, 2026)
Mortgage delinquency around Wayne, IL
No CFPB county sample covers Wayne, IL; the non-metro area reading for Wayne, IL: 1.4% ninety-plus; Wayne, IL area thirty-to-eighty-nine 2.8% (December 2025, Wayne, IL); Illinois overall 1.1%.
Opportunity index: Wayne, IL
Wayne, IL index 29.7, Wayne, IL phase early_signal; Wayne, IL primary driver construction, Wayne, IL second driver vacancy. Wayne, IL components: property stress 12.9, foreclosure pressure 12.0, listing discounts 28.4, bank stress 56.1, insurance 0.0; Wayne, IL pulse 34.4; Wayne, IL capital opportunity 22.7.
ZIP market phases inside Wayne, IL
20 Wayne, IL ZIPs carry a price-cycle phase; Wayne, IL ZIPs by phase (Wayne, IL), deepest drawdown first: expansion, +5.3% YoY (Wayne, IL): 62446, 62450, 62809, 62820, Wayne, IL 62823, 62824, 62828, 62833, Wayne, IL 62837, 62842, 62843, 62850, Wayne, IL 62851, 62868; expansion, +5.6% YoY (Wayne, IL): 62810, 62814.
Residential listings by Wayne, IL ZIP
Wayne, IL ZIPs with the most tracked Wayne, IL residential listings: 62837 2 listings, 1 candidates, bank pressure 58; 62842 2 listings, 2 candidates, bank pressure 58; 62850 2 listings, 0 candidates, bank pressure 58; 62446 1 listings, 0 candidates, bank pressure 58 (Wayne, IL); 62809 0 listings, 0 candidates, bank pressure 58; 62823 0 listings, 0 candidates, bank pressure 58; 62833 0 listings, 0 candidates, bank pressure 57; 62843 0 listings, 0 candidates, bank pressure 58. Wayne, IL totals: 7 listings; Wayne, IL candidates 3; active ZIPs 4.
Lenders with branches in Wayne, IL
Wayne, IL lenders by branch count: Fairfield National Bank (Wayne, IL): stress 75, 2 branches low in Wayne, IL; Peoples National Bank N A (Wayne, IL): stress 66, 1 branch low in Wayne, IL; Clay City Banking Co (Wayne, IL): stress 65, 1 branch low in Wayne, IL; Trustbank (Wayne, IL): stress 52, 1 branch low in Wayne, IL; Citizens Nb Of Albion (Wayne, IL): stress 34, 1 branch low in Wayne, IL.
Vacancy and permits, Wayne, IL
814 of 7,680 Wayne, IL housing units are vacant.
Work Wayne, IL at the parcel level
Every Wayne, IL parcel carries owner and address; every Wayne, IL parcel carries APN; Wayne, IL distress scores sit on the Wayne, IL live board.
Wayne, IL figures refresh with each source.
Wayne, IL questions
Most distressed ZIP code in Wayne County, IL?
ZIP 62810 leads Wayne, IL at 21/100; next in Wayne, IL: 62814 at 21/100; the Wayne, IL average is 16/100.
Where does Wayne County, IL rank for investment opportunity?
Wayne, IL is #1,429 among all ranked counties, #25 in Illinois; the Wayne, IL driver is construction; Wayne, IL moved down 181 places.
How many mortgages are delinquent in Wayne County, IL?
Wayne, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Wayne, IL.
Which banks lend in Wayne County, IL?
5 watched lenders hold Wayne, IL branches; the largest Wayne, IL footprints are Fairfield National Bank (2), Peoples National Bank N A (1), Clay City Banking Co (1).
More on Wayne, IL
Wayne County, IL distress report: public-record figures for Wayne, IL; not legal advice for Wayne, IL; not tax or investment advice; verify every Wayne, IL record before acting.