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ZIP 62446 Foreclosure, Tax-Lien & Distress Report

Wayne County, Illinois · Affordable market

Scored purely from public records, 62446 (Wayne County, Illinois) returns a low composite of 17/100. The pressure is most legible in construction/permit lag (100/100), structural risk (39/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. The latent-versus-live split is 39/100 structural and 1/100 already moving.

The expansion-phase market in 62446 posted values that rose 5.3% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $110,200 (1.3× income, relatively affordable). At $76,500, median income runs near typical U.S. levels. Owners hold 94% of homes, renters 6%. Educational attainment sits at 15% bachelor's-or-above. Vacancy runs 8.2%. The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 136 housing units. The poverty rate is 14.5%. Population is roughly 337 with a median age of 42. Rent burden reaches 63% of tenant households.

On balance 62446 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62446 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 62446 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 62446 stays directly comparable to neighboring ZIPs and the rest of Wayne County, Illinois. Nothing here is interpolated — where a source is thin for 62446, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 62446's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 62446 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
39/100
Structural risk
1/100
Distress activity

What is driving ZIP 62446’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk44
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 62446 by the numbers

62446 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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