ZIP 62820 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62820 in White County, Illinois comes in at 21, a low composite-distress reading. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (49/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) register low. On the structural side it scores 49/100, with 0/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 21.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 72 housing units. Population is roughly 152 with a median age of 45. Owners hold 100% of homes, renters 0%. Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 44% bachelor's-or-above. The demographic-stress sub-score lands at 24/100.

On the whole, 62820 leans distressed, with opportunity clustered in specific stressed parcels. While 62820 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62820 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62820 can be compared directly against any other ZIP in White County, Illinois or nationwide. Where the public record is thin for 62820, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 62820 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 62820 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.