ZIP 62821 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 62821 in White County, Illinois comes in at 14, a minimal composite-distress reading. Leading the profile are structural risk (31/100), institutional ownership (18/100), mortgage stress (10/100). By contrast, institutional ownership (18/100) and mortgage stress (10/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (81/100)). Structurally it carries 31/100, against 3/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 5% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $54,471, median income runs below typical U.S. levels. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. A median home runs $116,300 here, or 2.0 times local income. There are about 3,592 housing units across 62821. 15.4% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. On demographic stress specifically, 62821 scores 29/100. Population is roughly 6,896 with a median age of 46. Rent burden reaches 46% of tenant households. The tenure split is 74% owner-occupied to 26% rented.

Taken together, 62821 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 62821 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 62821's 14/100 can be lined up against any neighbor in White County, Illinois or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 62821 reflects the current record instead of a stale or modeled snapshot.

Behind 62821's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 62821 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.