ZIP 62821 Property Distress & Foreclosure Data

DLRadar grades ZIP 62821 (White County, Illinois) at a minimal 14/100 for overall property distress. Property-level stress concentrates in structural risk (32/100), institutional ownership (19/100), mortgage stress (10/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100)). The latent-versus-live split is 32/100 structural and 3/100 already moving.

The expansion-phase market in 62821 posted values that rose 7.4% over the year, and 5% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $54,471, median income runs below typical U.S. levels. The vacancy rate is 15.6% — elevated. The typical home is worth about $116,300 (2.0× income, relatively affordable). The ZIP holds roughly 3,592 housing units. The poverty rate is 15.4%. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Population is roughly 6,896 with a median age of 46. Around 46% of renters are cost-burdened. 74% of housing is owner-occupied.

On the whole, 62821 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.