ZIP 47631 Property Distress & Foreclosure Data

ZIP code 47631 in Posey County, Indiana carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (76/100)). On the structural side it scores 46/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (66/100), structural risk (46/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100).

The peak-phase market in 47631 posted values that rose 2.5% over the year, 1.3% off the recent peak, and 26% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $60,509 — below the roughly $78,000 national figure. Roughly 10.9% live below the poverty line. The ZIP holds roughly 989 housing units. A median home runs $197,100 here, or 3.0 times local income. On demographic stress specifically, 47631 scores 27/100. The tenure split is 83% owner-occupied to 17% rented. Around 31% of renters are cost-burdened. The vacancy rate is 14.0% — elevated. About 26% have a four-year degree. Population is roughly 2,085 with a median age of 49.

On the whole, 47631 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.