ZIP 47631 Foreclosure, Tax-Lien & Distress Report
Posey County, Indiana · High Vacancy market
Posey County, Indiana's ZIP 47631 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100). The latent-versus-live split is 48/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (48/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted.
Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 26% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $60,509, median income runs below typical U.S. levels. 10.9% of residents fall below the poverty threshold. The ZIP holds roughly 989 housing units. The typical home is worth about $197,100 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 27/100. Owners hold 83% of homes, renters 17%. Around 31% of renters are cost-burdened. The vacancy rate is 14.0% — elevated. Educational attainment sits at 26% bachelor's-or-above. About 2,085 people live here, median age 49.
On the whole, 47631 leans distressed, with opportunity clustered in specific stressed parcels. While 47631 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 47631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 47631 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 47631 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 47631 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 47631
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 47631 distress snapshot
Current distress, phase, housing and lender-pressure figures for 47631, drawn from the same report attached to each property.
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See every distressed parcel in 47631
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Each signal above is traceable to an open dataset · methodology