ZIP 62827 Foreclosure, Tax-Lien & Distress Report

ZIP 62827's composite property-distress score is 14/100 - DLRadar classes that as minimal for White County, Illinois. Its standout signals are structural risk (32/100), institutional ownership (19/100), mortgage stress (10/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Environmental exposure also runs high (flood (NFIP) exposure (82/100)). Structural exposure scores 32 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $52,794, median income runs below typical U.S. levels. The ZIP holds roughly 513 housing units. Roughly 19.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 73% of housing is owner-occupied. Home values center near $100,000, an affordability ratio of 1.5× — accessible. 1,159 residents call 62827 home, typically aged 46. Around 35% of renters are cost-burdened. The demographic-stress sub-score lands at 27/100. Around 11% of adults hold a bachelor's degree or higher. Vacancy runs 8.0%.

Net-net, 62827 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 62827 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 62827 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62827 can be compared directly against any other ZIP in White County, Illinois or nationwide. Where the public record is thin for 62827, the field stays empty rather than modeled, and fills in as new documents post.

62827's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 62827 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.