White County, IL: Foreclosures, Tax Liens & Distressed Properties

White County, IL, Illinois: 11 ZIP codes scored, White County, IL averaging 13/100 (minimal, White, IL), from 6 to 21. White County, IL is in its expansion phase (White, IL confidence 34/100): White, IL home prices up 5.3% (White, IL) over twelve months. White County, IL lender headwind: 55/100.

Highest-scoring White County, IL ZIPs: 62820 (21/100), 62821 (14/100), 62827 (14/100), 62861 (14/100), 62862 (14/100), 62869 (14/100). Also scored in White County, IL: 62835, 62867, 62844, 62887, 62871.

Across White County, IL's scored ZIPs: median home value $81,360, household income $52,407, 19.2% vacancy, 20.5% poverty, 83% owner-occupied, median age 43.9.

White County, IL insurance distress 28/100 (#1,680 in the US); FEMA hazard 0/100 for White, IL; 4 White, IL NFIP flood claims, $245K paid; White, IL construction distress 7/100.

6 banks with 9 branches lend in White County, IL; White, IL weighted bank stress 65/100, highest 83/100 in White, IL.

White County, IL unemployment 3.9% (White, IL -2.3 pts, six months); 1 new housing units permitted in White County, IL over twelve months; White, IL home prices +7.1% a year (White, IL) over three years.

6,730 housing units in White County, IL; 1,345 White, IL renter households; 31% of White, IL renters spend 30%+ of income on rent, 18% (White, IL) half or more.

White County, IL ranks #1,309 nationally on the opportunity index (White, IL, among all ranked counties); White, IL scores 30.1/100 and White, IL sits #22 inside Illinois. White, IL is in the early_signal opportunity phase; White, IL's primary driver is vacancy, White, IL second driver bank institutional; White, IL moved up 494 places. 1 short-sale listings across White, IL; 36 days on market observed in White, IL; 15.6% vacancy over 11 White, IL ZIPs.

No CFPB county sample covers White County, IL. The non-metro area reading for White, IL: 1.4% ninety-plus days late; White, IL's thirty-to-eighty-nine share is 2.8% (White, IL, December 2025 data); Illinois overall 1.1%.

White County, IL has 6 watched banks; 6 White, IL banks sit in an elevated band. White, IL footprints: First National Bank Of Carmi (3 branches, stress 60) in White, IL; Banterra Bank (2 branches, stress 83) in White, IL; Fairfield National Bank (1 branch, stress 75) in White, IL.

HUD lists 1 assisted multifamily property in White County, IL with 50 units; 50 White, IL units are assisted, 1 White, IL properties under project-based Section 8.

1,058 of the 6,730 housing units in White, IL sit vacant. White County, IL permitted 0 multifamily units in twelve months; White, IL's one-to-four unit structures added 1 units in White County, IL.