ZIP 62862 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 62862 in White County, Illinois comes in at 14, a minimal composite-distress reading. Latent structural risk is 32/100 while live distress already moving reads 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100). The sharpest non-environmental signals are structural risk (32/100), institutional ownership (19/100), mortgage stress (10/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100).

The expansion-phase market in 62862 posted values that rose 5.3% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 262 with a median age of 52. The poverty rate is 6.9% — low. Home values center near $68,800, an affordability ratio of 1.2× — accessible. Rent burden reaches 17% of tenant households. The ZIP holds roughly 142 housing units. DLRadar's demographic-stress index for the area reads 17/100. The vacancy rate is 10.4%. Households earn a median $61,563 — below the roughly $78,000 national figure. 90% of housing is owner-occupied. About 20% have a four-year degree.

Net-net, 62862 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 62862 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 62862 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 62862 can be compared directly against any other ZIP in White County, Illinois or nationwide. Where the public record is thin for 62862, the field stays empty rather than modeled, and fills in as new documents post.

The 14/100 for 62862 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 62862 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.