ZIP 62844 Foreclosure, Tax-Lien & Distress Report

ZIP code 62844 in White County, Illinois carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (23/100), institutional ownership (13/100), mortgage stress (8/100). institutional ownership (13/100) and mortgage stress (8/100) stay muted. The split runs 23/100 structural to 2/100 active on the ground.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 70% of homes, renters 30%. The poverty rate is 26.1% — high, a tax-stress and distress correlate. Population is roughly 1,904 with a median age of 43. Households earn a median $49,659 — below the roughly $78,000 national figure. There are about 914 housing units across 62844. The vacancy rate is 14.0% — elevated. Educational attainment sits at 13% bachelor's-or-above. Around 18% of renters are cost-burdened. The typical home is worth about $79,200 (1.6× income, relatively affordable). The demographic-stress sub-score lands at 26/100.

Net-net, 62844 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62844 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62844 runs through one identical public-record model, so its 10/100 sits on the same scale as every other ZIP in White County, Illinois and the nation. 62844 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 62844's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62844 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.