ZIP 47638 Property Distress & Foreclosure Data

DLRadar grades ZIP 47638 (Posey County, Indiana) at a low 20/100 for overall property distress. Structural exposure scores 46 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (66/100), structural risk (46/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, 1.3% off the recent peak, and 19% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

3,766 residents call 47638 home, typically aged 44. 87% of housing is owner-occupied. Rent burden reaches 34% of tenant households. The demographic-stress sub-score lands at 25/100. The typical home is worth about $282,700 (3.1× income, relatively affordable). Vacancy runs 0.0%. There are about 1,445 housing units across 47638. At $84,311, median income runs near typical U.S. levels. The poverty rate is 9.3%. Around 29% of adults hold a bachelor's degree or higher.

On balance, 47638 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.