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ZIP 47638 Foreclosure, Tax-Lien & Distress Report

Posey County, Indiana · Distress market

ZIP 47638's composite property-distress score is 20/100 - DLRadar classes that as low for Posey County, Indiana. Structurally it carries 48/100, against 2/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (72/100), structural risk (48/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

Prices here sit in a peak phase: values rose 1.7% over the trailing year, and 19% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 3,766 people live here, median age 44. 87% of housing is owner-occupied. Around 34% of renters are cost-burdened. On demographic stress specifically, 47638 scores 25/100. The typical home is worth about $282,700 (3.1× income, relatively affordable). Vacancy runs 0.0%. The ZIP holds roughly 1,445 housing units. At $84,311, median income runs near typical U.S. levels. Roughly 9.3% live below the poverty line. Educational attainment sits at 29% bachelor's-or-above.

On balance 47638 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 47638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 47638 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 47638 stays directly comparable to neighboring ZIPs and the rest of Posey County, Indiana. 47638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

47638's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 47638 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
48/100
Structural risk
2/100
Distress activity

What is driving ZIP 47638’s distress

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 47638 distress snapshot

A live read on 47638: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Each signal above is traceable to an open dataset · methodology

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