ZIP 62839 Foreclosure, Tax-Lien & Distress Report

Clay County, Illinois's ZIP 62839 registers 6/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. On the structural side it scores 13/100, with 1/100 of stress already active.

The market reads expansion — home values rose 5.3% year on year, and 26% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,972 housing units across 62839. At $54,241, median income runs below typical U.S. levels. Population is roughly 6,215 with a median age of 43. Vacancy runs 9.3%. Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 12% of tenant households. The tenure split is 82% owner-occupied to 18% rented. Roughly 12.0% live below the poverty line. The typical home is worth about $84,300 (1.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 20/100.

Overall, 62839 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 62839 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 62839's 6/100 can be lined up against any neighbor in Clay County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 62839 shows blanks, not estimates, wherever the record is sparse.

The 6/100 for 62839 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62839 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.