ZIP 62839 Property Distress & Foreclosure Data

In Clay County, Illinois, ZIP 62839 scores 6 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (13/100), mortgage stress (4/100), institutional ownership (3/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structural risk reads 13/100 against active distress of 1/100.

The expansion-phase market in 62839 posted values that rose 7.4% over the year, and 26% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 2,972 housing units across 62839. At $54,241, median income runs below typical U.S. levels. Population is roughly 6,215 with a median age of 43. Vacancy runs 9.3%. Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 12% of tenant households. 82% of housing is owner-occupied. The poverty rate is 12.0%. The typical home is worth about $84,300 (1.7× income, relatively affordable). The demographic-stress sub-score lands at 20/100.

On balance 62839 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.