ZIP 62426 Foreclosure, Tax-Lien & Distress Report
Clay County, Illinois · Affordable market
Composite property distress in 62426 (Clay County, Illinois) lands at 8/100 — minimal on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (15/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 15/100, with 1/100 of stress already active.
Prices here sit in a expansion phase: values rose 5.4% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 769 with a median age of 52. Home values center near $95,600, an affordability ratio of 1.5× — accessible. Owners hold 84% of homes, renters 16%. Households earn a median $49,583 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 21/100. There are about 443 housing units across 62426. Around 5% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. Vacancy runs 5.9%. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas.
Overall, 62426 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 62426 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 62426 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 62426 shows as blanks, never estimates, and the score updates on every fresh public filing.
62426's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 62426 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 62426
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 62426 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Rules-based scoring — each signal ties to a public dataset · methodology