ZIP 62838 Property Distress & Foreclosure Data

ZIP code 62838 in Fayette County, Illinois carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 17/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (17/100), mortgage stress (4/100), institutional ownership (4/100). By contrast, mortgage stress (4/100) and institutional ownership (4/100) register low.

The market reads expansion — home values rose 7.3% year on year (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 562 housing units. Roughly 15.2% live below the poverty line. Around 15% of renters are cost-burdened. A median home runs $133,300 here, or 1.9 times local income. Households earn a median $69,063 — near the roughly $78,000 national figure. About 15% have a four-year degree. About 1,555 people live here, median age 42. The vacancy rate is 12.3% — elevated. On demographic stress specifically, 62838 scores 23/100. The tenure split is 85% owner-occupied to 15% rented.

Net-net, 62838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.