See it all free for a week

See where distress is building, which phase each market sits in, and what surfaced today.

ZIP 62838 Foreclosure, Tax-Lien & Distress Report

Fayette County, Illinois · High Vacancy market

DLRadar grades ZIP 62838 (Fayette County, Illinois) at a minimal 8/100 for overall property distress. The split runs 17/100 structural to 1/100 active on the ground. Property-level stress concentrates in structural risk (17/100), mortgage stress (4/100), institutional ownership (4/100). mortgage stress (4/100) and institutional ownership (4/100) stay muted.

The market reads expansion — home values rose 5.3% year on year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 562 housing units. Roughly 15.2% live below the poverty line. Around 15% of renters are cost-burdened. A median home runs $133,300 here, or 1.9 times local income. Households earn a median $69,063 — near the roughly $78,000 national figure. About 15% have a four-year degree. 1,555 residents call 62838 home, typically aged 42. Vacancy runs 12.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 62838 scores 23/100. 85% of housing is owner-occupied.

Net-net, 62838 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 62838 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 62838 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 62838 stays directly comparable to neighboring ZIPs and the rest of Fayette County, Illinois. Sparse data for 62838 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 62838's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 62838 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

8/100
Composite stress
17/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 62838

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 62838 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

Loading ZIP 62838 stress data…

Fayette County ZIPs near 62838

Related reports across Fayette County, Illinois

Other reports tied to Fayette County, Illinois — ZIP, county and statewide.

The complete 62838 distress and acquisition report

Open 62838 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

No modelling: every input is a public record · methodology

Free access, nothing to pay

Create your account and get instant access to distress scores, market phase and the daily deal flow for your counties.

What do you want to explore?

No credit card required · Takes about 20 seconds