ZIP 62885 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62885 (Fayette County, Illinois) at a minimal 8/100 for overall property distress. Structural exposure scores 16 and live distress 1 on the 0–100 scale. Leading the profile are structural risk (16/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 62885 scores 33/100. Owners hold 86% of homes, renters 14%. Around 73% of renters are cost-burdened. Home values center near $150,200, an affordability ratio of 1.5× — accessible. About 5% have a four-year degree. 458 residents call 62885 home, typically aged 41. 23.8% of residents fall below the poverty threshold. Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $58,239, below the U.S. median near $78,000. There are about 293 housing units across 62885.

Net-net, 62885 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 62885 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 62885 runs through one identical public-record model, so its 8/100 sits on the same scale as every other ZIP in Fayette County, Illinois and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 62885 shows blanks, not estimates, wherever the record is sparse.

Behind 62885's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 62885 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.