ZIP 62422 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62422 (Shelby County, Illinois) at a minimal 12/100 for overall property distress. Its standout signals are construction/permit lag (38/100), structural risk (26/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). On the structural side it scores 26/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 1,004 with a median age of 38. Vacancy runs 5.8%. Owners hold 73% of homes, renters 27%. The ZIP holds roughly 393 housing units. The poverty rate is 17.7% — high, a tax-stress and distress correlate. About 16% have a four-year degree. The typical home is worth about $105,900 (2.0× income, relatively affordable). Households earn a median $61,759 — below the roughly $78,000 national figure. On demographic stress specifically, 62422 scores 29/100. Around 50% of renters are cost-burdened.

On balance 62422 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 62422 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 62422 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 62422 stays directly comparable to neighboring ZIPs and the rest of Shelby County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62422 shows blanks, not estimates, wherever the record is sparse.

The 12/100 figure for 62422 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62422 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.