ZIP 62461 Foreclosure, Tax-Lien & Distress Report

ZIP 62461's composite property-distress score is 11/100 - DLRadar classes that as minimal for Effingham County, Illinois. Structurally it carries 22/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are structural risk (22/100), construction/permit lag (18/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $70,588 — near the roughly $78,000 national figure. Around 70% of renters are cost-burdened. There are about 295 housing units across 62461. Around 17% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $156,400, an affordability ratio of 2.3× — accessible. Vacancy runs 1.7%. About 630 people live here, median age 41. The poverty rate is 12.2%. 91% of housing is owner-occupied.

On balance 62461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 62461 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 62461 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 62461 stays directly comparable to neighboring ZIPs and the rest of Effingham County, Illinois. Every figure is auditable to a public dataset and refreshed on ingest; 62461 shows blanks, not estimates, wherever the record is sparse.

The 11/100 for 62461 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62461 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.