ZIP 62461 Property Distress & Foreclosure Data

DLRadar grades ZIP 62461 (Effingham County, Illinois) at a minimal 9/100 for overall property distress. The latent-versus-live split is 18/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (18/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62461 posted values that rose 6.7% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $70,588, median income runs near typical U.S. levels. Around 70% of renters are cost-burdened. The ZIP holds roughly 295 housing units. Around 17% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The typical home is worth about $156,400 (2.3× income, relatively affordable). The vacancy rate is 1.7%. Population is roughly 630 with a median age of 41. The poverty rate is 12.2%. 91% of housing is owner-occupied.

On balance 62461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

9/100
Composite stress
18/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 62461

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Effingham County

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Deterministic. Every signal traces to a public dataset · methodology