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ZIP 62418 Foreclosure, Tax-Lien & Distress Report

Fayette County, Illinois · High Vacancy market

ZIP code 62418 in Fayette County, Illinois carries a composite property-distress score of 8/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 16/100, with 1/100 of stress already active. Leading the profile are structural risk (16/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $57,969, median income runs below typical U.S. levels. The poverty rate is 12.3%. Rent burden reaches 25% of tenant households. Population is roughly 1,720 with a median age of 41. The vacancy rate is 19.5% — elevated. Around 10% of adults hold a bachelor's degree or higher. The typical home is worth about $134,900 (2.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. There are about 826 housing units across 62418. The tenure split is 80% owner-occupied to 20% rented.

Taken together, 62418 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 62418 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 8/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 62418, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 8/100 for 62418 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 62418 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

8/100
Composite stress
16/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 62418

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk50
9 further distress layers are graded for 62418

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

62418 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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