Fayette County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Fayette County, IL distress report, 2026: 20 ZIPs scored in Fayette, IL, Fayette, IL average 11/100; the top Fayette, IL ZIP is 62854 at 22/100; Fayette, IL market phase expansion, Fayette, IL prices +5.3% year over year.
- Fayette, IL ranks #1,931 nationally (opportunity index); Fayette, IL #49 in Illinois; Fayette, IL index 27.9.
- Fayette, IL: no CFPB county sample; Fayette, IL non-metro area reading 1.4%.
- Fayette, IL ZIP phases: 18 expansion, 2 peak.
- Fayette, IL residential listings tracked: 15 across 9 ZIPs; Fayette, IL candidate listings 15.
- Fayette, IL lenders on watch: 8; largest Fayette, IL footprint Fnb Community Bank (4 branches).
- Fayette, IL most distressed ZIP: 62854 at 22/100.
Fayette, IL figures: DLRadar distress index; Fayette, IL inputs: CFPB, FHFA, HUD, FDIC; Fayette, IL rebuilt as sources refresh.
| Rank | Fayette, IL ZIP | Score |
|---|---|---|
| 1 | 62854 | 22/100 |
| 2 | 62892 | 21/100 |
| 3 | 62875 | 18/100 |
| 4 | 62253 | 12/100 |
| 5 | 62422 | 12/100 |
| 6 | 62431 | 12/100 |
| 7 | 62032 | 11/100 |
| 8 | 62262 | 11/100 |
| 9 | 62075 | 10/100 |
| 10 | 62411 | 9/100 |
| 11 | 62414 | 9/100 |
| 12 | 62011 | 8/100 |
Most distressed Fayette, IL ZIPs (0-100, 2026)
Mortgage delinquency around Fayette, IL
No CFPB county sample covers Fayette, IL; the non-metro area reading for Fayette, IL: 1.4% ninety-plus; Fayette, IL area thirty-to-eighty-nine 2.8% (December 2025, Fayette, IL); Illinois overall 1.1%.
Opportunity index: Fayette, IL
Fayette, IL index 27.9, Fayette, IL phase early_signal; Fayette, IL primary driver bank institutional, Fayette, IL second driver vacancy. Fayette, IL components: property stress 12.8, foreclosure pressure 12.0, listing discounts 37.5, bank stress 65.9, insurance 0.0; Fayette, IL pulse 30.2; Fayette, IL capital opportunity 24.4; Fayette, IL seven-day change +0.2%.
ZIP market phases inside Fayette, IL
20 Fayette, IL ZIPs carry a price-cycle phase; Fayette, IL ZIPs by phase (Fayette, IL), deepest drawdown first: expansion, +5.3% YoY (Fayette, IL): 62011, 62032, 62080, 62418, Fayette, IL 62422, 62431, 62458, 62471, Fayette, IL 62838; expansion, +5.4% YoY (Fayette, IL): 62075, 62414, 62426; peak, +4.1% YoY (Fayette, IL): 62253; peak, +4.5% YoY (Fayette, IL): 62262; expansion, +5.6% YoY (Fayette, IL): 62411, 62854.
Residential listings by Fayette, IL ZIP
Fayette, IL ZIPs with the most tracked Fayette, IL residential listings: 62471 10 listings, 10 candidates, bank pressure 68; 62080 2 listings, 2 candidates, bank pressure 66; 62838 2 listings, 2 candidates, bank pressure 65; 62458 1 listings, 1 candidates, bank pressure 63 (Fayette, IL); 62011 0 listings, 0 candidates, bank pressure 68; 62414 0 listings, 0 candidates, bank pressure 63; 62418 0 listings, 0 candidates, bank pressure 68; 62880 0 listings, 0 candidates, bank pressure 68. Fayette, IL totals: 15 listings; Fayette, IL candidates 15; active ZIPs 3.
Lenders with branches in Fayette, IL
Fayette, IL lenders by branch count: Fnb Community Bank (Fayette, IL): stress 65, 4 branches low in Fayette, IL; Midland States Bank (Fayette, IL): stress 69, 2 branches low in Fayette, IL; Iuka State Bank (Fayette, IL): stress 90, 1 branch low in Fayette, IL; Dieterich Bank (Fayette, IL): stress 81, 1 branch low in Fayette, IL; Constitution Bank Na (Fayette, IL): stress 71, 1 branch low in Fayette, IL; First Nb Of Brownstown (Fayette, IL): stress 63, 1 branch low in Fayette, IL; Peoples Stb Of Newton Il (Fayette, IL): stress 54, 1 branch low in Fayette, IL; First State Bank Of St Peter (Fayette, IL): stress 30, 1 branch low in Fayette, IL.
Vacancy and permits, Fayette, IL
994 of 8,808 Fayette, IL housing units are vacant; Fayette, IL permits, twelve months: 0 multifamily units in Fayette, IL, 2 one-to-four unit units.
Work Fayette, IL at the parcel level
Every Fayette, IL parcel carries owner and address; every Fayette, IL parcel carries APN; Fayette, IL distress scores sit on the Fayette, IL live board.
Fayette, IL figures refresh with each source.
Fayette, IL questions
Most distressed ZIP code in Fayette County, IL?
ZIP 62854 leads Fayette, IL at 22/100; next in Fayette, IL: 62892 at 21/100; the Fayette, IL average is 11/100.
Where does Fayette County, IL rank for investment opportunity?
Fayette, IL is #1,931 among all ranked counties, #49 in Illinois; the Fayette, IL driver is bank institutional; Fayette, IL moved up 333 places.
How many mortgages are delinquent in Fayette County, IL?
Fayette, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Fayette, IL.
Which banks lend in Fayette County, IL?
8 watched lenders hold Fayette, IL branches; the largest Fayette, IL footprints are Fnb Community Bank (4), Midland States Bank (2), Iuka State Bank (1).
More on Fayette, IL
Fayette County, IL distress report: public-record figures for Fayette, IL; not legal advice for Fayette, IL; not tax or investment advice; verify every Fayette, IL record before acting.