ZIP 62450 Property Distress & Foreclosure Data

ZIP code 62450 in Richland County, Illinois carries a composite property-distress score of 7/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 14/100 structural and 1/100 already moving. What sets it apart are the readings on structural risk (14/100), mortgage stress (4/100), institutional ownership (3/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 7.4% over the trailing year, and 7% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 5,923 housing units. Home values center near $116,500, an affordability ratio of 1.9× — accessible. 12.7% of residents fall below the poverty threshold. Around 30% of renters are cost-burdened. Median household income is $60,133, below the U.S. median near $78,000. Educational attainment sits at 21% bachelor's-or-above. Owners hold 69% of homes, renters 31%. 12,406 residents call 62450 home, typically aged 43. DLRadar's demographic-stress index for the area reads 25/100. The vacancy rate is 13.9% — elevated.

Taken together, 62450 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.