ZIP 62421 Foreclosure, Tax-Lien & Distress Report

ZIP 62421's composite property-distress score is 8/100 - DLRadar classes that as minimal for Richland County, Illinois. Latent structural risk is 17/100 while live distress already moving reads 1/100. Leading the profile are structural risk (17/100), construction/permit lag (11/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $85,000 (1.1× income, relatively affordable). Roughly 11.8% live below the poverty line. Median household income is $62,188, below the U.S. median near $78,000. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 20/100. There are about 193 housing units across 62421. Around 18% of renters are cost-burdened. 90% of housing is owner-occupied. Around 16% of adults hold a bachelor's degree or higher. 406 residents call 62421 home, typically aged 60.

On the whole, 62421 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 62421 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 62421's 8/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 62421 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 8/100 figure for 62421 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 62421 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.