Richland County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Richland County, Illinois? DLRadar grades every Richland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Richland County breakdown.
- Richland County's most distressed ZIP is 62466 at 12/100.
- 9 ZIP codes tracked in Richland County, averaging 7/100 distress.
- Richland County reads expansion — home values up 5.3% year over year.
- Vacancy runs 14.1% across Richland County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Richland County home is worth about $102,856 against a ~$65,177 median income.
- Lending headwind in Richland County sits at 38/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62466 | 12/100 |
| 2 | 62421 | 8/100 |
| 3 | 62419 | 7/100 |
| 4 | 62425 | 7/100 |
| 5 | 62450 | 7/100 |
| 6 | 62452 | 7/100 |
| 7 | 62868 | 7/100 |
| 8 | 62448 | 5/100 |
| 9 | 62476 | 4/100 |
Most distressed ZIP codes in Richland County (composite distress 0-100, 2026)
What is driving Richland County distress
Nothing here is estimated: Richland County is scored from filings alone, and its ZIPs average 7/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Richland County market phase and pricing
Richland County currently sits in expansion after a 5.3% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Richland County
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Questions and answers
What is the hardest-hit ZIP in Richland County?
ZIP 62466 leads Richland County at 12/100, recomputed monthly from public records.
Is Richland County expanding or contracting?
Phase for Richland County: expansion, tracking a 5.3% gain year over year, read off the FHFA index.
Where does the Richland County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 9 Richland County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Richland County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Richland County ZIPs DLRadar ranks, scores run from 12/100 in 62466 down to 4/100 in 62476, against a Richland County average of 7/100. With 8 points between best and worst, county-level targeting in Richland County wastes effort.
What do Richland County home values and vacancy say about distressed supply?
The typical Richland County home carries about $102,856 of value against a median household income near $65,177. Vacancy across Richland County's tracked ZIPs runs 14.1% and the poverty rate is 9.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Richland County's foreclosure and tax-lien record and its 38/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.