ZIP 61820 Property Distress & Foreclosure Data

ZIP code 61820 in Champaign County, Illinois carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (39/100), institutional ownership (13/100), mortgage stress (7/100). mortgage stress (7/100) and construction/permit lag (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100). The latent-versus-live split is 39/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, 2.9% off the recent peak, and 25% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $31,031, below the U.S. median near $78,000. 43.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 48/100. Educational attainment sits at 55% bachelor's-or-above. Around 56% of renters are cost-burdened. The ZIP holds roughly 19,136 housing units. The vacancy rate is 17.6% — elevated. 38,481 residents call 61820 home, typically aged 22. Home values center near $184,500, an affordability ratio of 5.7×. Owners hold 20% of homes, renters 80%.

Taken together, 61820 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.