ZIP 61859 Property Distress & Foreclosure Data

DLRadar grades ZIP 61859 (Champaign County, Illinois) at a low 17/100 for overall property distress. Property-level stress concentrates in structural risk (37/100), institutional ownership (12/100), mortgage stress (6/100). mortgage stress (6/100) and construction/permit lag (3/100) stay muted. On the structural side it scores 37/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (88/100).

Prices here sit in a peak phase: values rose 4.7% over the trailing year, 2.4% off the recent peak, and 42% higher over three years (phase confidence 47/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. 5.8% of residents fall below the poverty threshold. The ZIP holds roughly 467 housing units. Around 45% of renters are cost-burdened. Median household income is $99,583, above the U.S. median near $78,000. Educational attainment sits at 25% bachelor's-or-above. Home values center near $182,500, an affordability ratio of 1.8× — accessible. DLRadar's demographic-stress index for the area reads 23/100. 1,271 residents call 61859 home, typically aged 41. The vacancy rate is 6.1%.

On balance, 61859 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.