ZIP 61859 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 61859 (Champaign County, Illinois) at a low 17/100 for overall property distress. What sets it apart are the readings on structural risk (36/100), institutional ownership (12/100), mortgage stress (6/100). On the quiet end sit institutional ownership (12/100) and mortgage stress (6/100). Structural exposure scores 36 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (88/100)).

The peak-phase market in 61859 posted values that rose 4.2% over the year, and 42% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 92% of homes, renters 8%. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 467 housing units. Rent burden reaches 45% of tenant households. Median household income is $99,583, above the U.S. median near $78,000. Around 25% of adults hold a bachelor's degree or higher. The typical home is worth about $182,500 (1.8× income, relatively affordable). The demographic-stress sub-score lands at 23/100. Population is roughly 1,271 with a median age of 41. The vacancy rate is 6.1%.

Broadly, 61859 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 61859 at the moment; the composite and its components are still built from verifiable public records.

Whether 61859 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 61859 can be compared directly against any other ZIP in Champaign County, Illinois or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 61859 shows blanks, not estimates, wherever the record is sparse.

Behind 61859's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 61859 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.