ZIP 61857 Foreclosure, Tax-Lien & Distress Report

ZIP 61857's composite property-distress score is 17/100 - DLRadar classes that as low for Vermilion County, Illinois. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 36 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (77/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 7.9%. The poverty rate is 5.6% — low. DLRadar's demographic-stress index for the area reads 28/100. Around 100% of renters are cost-burdened. Median household income is $78,750, near the U.S. median near $78,000. 144 residents call 61857 home, typically aged 54. Educational attainment sits at 23% bachelor's-or-above. The ZIP holds roughly 79 housing units. 94% of housing is owner-occupied. Home values center near $76,500, an affordability ratio of 1.0× — accessible.

Overall 61857 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 61857 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 61857 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Vermilion County, Illinois and the nation. Where the public record is thin for 61857, the field stays empty rather than modeled, and fills in as new documents post.

Behind 61857's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 61857 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.