ZIP 61857 Property Distress & Foreclosure Data

ZIP code 61857 in Vermilion County, Illinois carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. The latent-versus-live split is 36/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (77/100).

The market reads expansion — home values rose 6.4% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 7.9%. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 61857 scores 28/100. Around 100% of renters are cost-burdened. Households earn a median $78,750 — near the roughly $78,000 national figure. About 144 people live here, median age 54. About 23% have a four-year degree. The ZIP holds roughly 79 housing units. The tenure split is 94% owner-occupied to 6% rented. A median home runs $76,500 here, or 1.0 times local income.

Overall 61857 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.