ZIP 61841 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 61841 (Vermilion County, Illinois) returns a low composite of 22/100. The split runs 51/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 4% higher over three years, at 33/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,122 residents call 61841 home, typically aged 45. Owners hold 86% of homes, renters 14%. The vacancy rate is 7.8%. Around 32% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100. The ZIP holds roughly 517 housing units. A median home runs $127,200 here, or 1.9 times local income. 8.7% of residents fall below the poverty threshold. Around 23% of adults hold a bachelor's degree or higher. Households earn a median $67,500 — below the roughly $78,000 national figure.

On balance 61841 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 61841 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 61841 shows blanks, not estimates, wherever the record is sparse.

The 22/100 figure for 61841 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 61841 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.