ZIP 61846 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 61846 (Vermilion County, Illinois) lands at 22/100 — low on DLRadar's distress scoring. Its heaviest discrete signals: construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (4/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (77/100), flood (NFIP) exposure (61/100)). Structural risk reads 51/100 against active distress of 1/100.

The expansion-phase market in 61846 posted values that rose 5.7% over the year, and 12% lower over three years (phase confidence 33/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $57,341, median income runs below typical U.S. levels. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 12.1% — elevated. Around 17% of renters are cost-burdened. Roughly 11.0% live below the poverty line. About 4,484 people live here, median age 42. The ZIP holds roughly 2,094 housing units. On demographic stress specifically, 61846 scores 22/100. The typical home is worth about $85,700 (1.4× income, relatively affordable). 74% of housing is owner-occupied.

Net-net, 61846 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 61846 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 61846 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Vermilion County, Illinois and the nation. The score is rebuilt from public data as it updates, so 61846 reflects the current record instead of a stale or modeled snapshot.

Behind 61846's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 61846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.