ZIP 61846 Property Distress & Foreclosure Data

Composite property distress in 61846 (Vermilion County, Illinois) lands at 17/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Environmental exposure also runs high (climate & FEMA risk (77/100)). The latent-versus-live split is 36/100 structural and 1/100 already moving.

The expansion-phase market in 61846 posted values that rose 6.4% over the year, and 12% lower over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $57,341, median income runs below typical U.S. levels. Around 15% of adults hold a bachelor's degree or higher. The vacancy rate is 12.1% — elevated. Around 17% of renters are cost-burdened. The poverty rate is 11.0%. Population is roughly 4,484 with a median age of 42. The ZIP holds roughly 2,094 housing units. The demographic-stress sub-score lands at 22/100. The typical home is worth about $85,700 (1.4× income, relatively affordable). 74% of housing is owner-occupied.

On the whole, 61846 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.