ZIP 47974 Property Distress & Foreclosure Data

ZIP code 47974 in Vermillion County, Indiana carries a composite property-distress score of 10/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 22/100 structural and 1/100 already moving. What sets it apart are the readings on construction/permit lag (57/100), structural risk (22/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.8% over the trailing year, 1.4% off the recent peak (phase confidence 43/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $90,455, median income runs above typical U.S. levels. Around 10% of renters are cost-burdened. The poverty rate is 9.8%. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 8.3%. The ZIP holds roughly 585 housing units. The demographic-stress sub-score lands at 20/100. 1,399 residents call 47974 home, typically aged 41. The typical home is worth about $123,100 (1.3× income, relatively affordable). 70% of housing is owner-occupied.

On balance, 47974 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.