ZIP 47854 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 47854 (Vermillion County, Indiana) at a minimal 12/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (82/100), structural risk (28/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The split runs 28/100 structural to 1/100 active on the ground.

The market reads expansion — home values rose 6.4% year on year, at 41/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 884 people live here, median age 37. Vacancy runs 9.9%. 90% of housing is owner-occupied. About 31% have a four-year degree. The poverty rate is 1.0% — low. There are about 415 housing units across 47854. Home values center near $168,900, an affordability ratio of 1.9× — accessible. On demographic stress specifically, 47854 scores 15/100. Households earn a median $84,864 — near the roughly $78,000 national figure. Rent burden reaches 0% of tenant households.

Broadly, 47854 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 47854's 12/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 47854, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

47854's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 47854 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.