Vermillion County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Vermillion County, Indiana? DLRadar grades every Vermillion County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Vermillion County breakdown.
- Vermillion County's most distressed ZIP is 47831 at 12/100.
- 10 ZIP codes tracked in Vermillion County, averaging 12/100 distress.
- Vermillion County reads expansion — home values up 6.4% year over year.
- Vacancy runs 12.5% across Vermillion County's tracked ZIPs, with a 10.8% poverty rate.
- The typical Vermillion County home is worth about $115,025 against a ~$59,747 median income.
- Lending headwind in Vermillion County sits at 34/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47831 | 12/100 |
| 2 | 47842 | 12/100 |
| 3 | 47847 | 12/100 |
| 4 | 47854 | 12/100 |
| 5 | 47875 | 12/100 |
| 6 | 47884 | 12/100 |
| 7 | 47928 | 12/100 |
| 8 | 47966 | 12/100 |
| 9 | 47974 | 12/100 |
| 10 | 47932 | 11/100 |
Most distressed ZIP codes in Vermillion County (composite distress 0-100, 2026)
What is driving Vermillion County distress
The Vermillion County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.
Vermillion County market phase and pricing
Phase for Vermillion County: expansion (+6.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Vermillion County
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Frequently asked questions
Which ZIP code leads Vermillion County on distress?
ZIP 47831 leads Vermillion County at 12/100, recomputed monthly from public records.
What market phase is Vermillion County in?
The market phase for Vermillion County is expansion, prices rising 6.4% on the year — derived from the FHFA House Price Index path.
Where does the Vermillion County data come from?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 10 ZIP codes in Vermillion County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Vermillion County ZIP codes?
A county average hides the spread. Across the Vermillion County ZIPs DLRadar ranks, scores run from 12/100 in 47831 down to 11/100 in 47932, against a Vermillion County average of 12/100. A spread of 1 points means Vermillion County has to be worked ZIP by ZIP.
What do Vermillion County home values and vacancy say about distressed supply?
The typical Vermillion County home carries about $115,025 of value against a median household income near $59,747. Vacancy across Vermillion County's tracked ZIPs runs 12.5% and the poverty rate is 10.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Vermillion County's filings and its 34/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.