ZIP 61832 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61832 (Vermilion County, Illinois) returns a low composite of 17/100. It additionally carries heavy environmental risk: climate & FEMA risk (77/100). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). mortgage stress (4/100) and institutional ownership (3/100) stay muted. Structural exposure scores 36 and live distress 1 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, and 25% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 59% of homes, renters 41%. 23.2% of residents fall below the poverty threshold. 32,302 residents call 61832 home, typically aged 39. Households earn a median $45,264 — below the roughly $78,000 national figure. A median home runs $82,400 here, or 1.7 times local income. The ZIP holds roughly 16,702 housing units. DLRadar's demographic-stress index for the area reads 30/100. Around 36% of renters are cost-burdened. The vacancy rate is 16.1% — elevated. Educational attainment sits at 17% bachelor's-or-above.

Net-net, 61832 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 61832 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 61832's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 61832 shows blanks, not estimates, wherever the record is sparse.

61832's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 61832 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.