ZIP 61831 Property Distress & Foreclosure Data

DLRadar grades ZIP 61831 (Vermilion County, Illinois) at a low 17/100 for overall property distress. Property-level stress concentrates in construction/permit lag (50/100), structural risk (36/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). The latent-versus-live split is 36/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (77/100)).

The expansion-phase market in 61831 posted values that rose 6.4% over the year (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 21/100. The typical home is worth about $180,000 (2.0× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. The ZIP holds roughly 108 housing units. The poverty rate is 7.3% — low. At $86,250, median income runs near typical U.S. levels. 100% of housing is owner-occupied. The vacancy rate is 13.5% — elevated. Population is roughly 164 with a median age of 66.

On the whole, 61831 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
36/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 61831

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk77
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Vermilion County

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Deterministic. Every signal traces to a public dataset · methodology