ZIP 61831 Foreclosure, Tax-Lien & Distress Report

In Vermilion County, Illinois, ZIP 61831 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (51/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (4/100). Structurally it carries 51/100, against 1/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (61/100).

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 61831 scores 32/100. A median home runs $180,000 here, or 2.0 times local income. About 13% have a four-year degree. There are about 108 housing units across 61831. The poverty rate is 7.3% — low. At $86,250, median income runs near typical U.S. levels. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 13.5% — elevated. Population is roughly 164 with a median age of 66.

Taken together, 61831 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 61831 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 61831's 22/100 can be lined up against any neighbor in Vermilion County, Illinois or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 61831 shows blanks, not estimates, wherever the record is sparse.

61831's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 61831 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.